Car insurance is an essential service and in fact mandatory for all drivers or owners of vehicles in Mexico, which play a fundamental role in protecting our heritage, our family and our economy.
However, according to data from the Mexican Association of Insurance Institutions (AMIS), only 30% of the vehicle fleet in the country is insured, despite the fact that compulsory insurance has been a law since 2019 and despite the worrying figures of accidents and thefts.
How to find cheap car insurance in 2021?
To save on your auto insurance and find the cheapest options on the market, you don't need to be an expert, nor are there secrets as such, the thing is to search, compare and decide which is the best option for you intelligently.
For this, the first thing we need is to be very clear about what our protection needs are and what our budget is.
In this way, we can start looking for something that suits just what we need, without neglecting any point but also not acquiring coverage or services that we really do not need.
Once we have determined what we are looking for in insurance and the price range that we can pay without affecting our economy or daily expenses, it is time to start looking for the best option.
What are the models with cheap car insurance?
There are certain car models on the market that have extremely cheap insurance, which is because many of these are already discontinued, have a low commercial value or because the rate of theft and accidents is very low compared to other cars.
The models that we will mention below usually have annual premium prices ranging from $2,700 to $3,400 pesos.
- volkswagen pointer
- Chevy Colorado
- Nissan Sentras
- Ford Fiesta
- Chevy Silverado
- Chevrolet Chevy
- Ford Ka
- Chevy Astra
- Ford Courier
- Ford Ranger
Alternative cheap car insurance options
You should know that today there are more options than just traditional auto insurance with basic coverage, because due to the high demand for fairer insurance that adapts to all types of pockets and drivers, alternatives have been developed such as:
- Car insurance per kilometer: This is insurance in which you only pay for the number of kilometers you use the car per month, so that if you only use it very little or travel short distances, the cost will be quite cheap.
- Car insurance per day/month: If you are only going to use a car for a limited time, it is not necessary to purchase an annual policy, since there are options that allow you to decide how long you want the policy to be in force, reducing the price up to 80%.
- Fleet insurance: If you have a business or company and need to insure the cars they use, fleet insurance is the most convenient and economical option, as it allows you to insure from 2 to 200 cars in the same contract and customize the coverage.
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